# smol fortune > Mostly super cute money talks. ## Posts - [Free Food, Drinks, & More – August 2026](https://smolfortune.com/free-food-drinks-more-august-2026/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are August 2026’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below […] - [Free Food, Drinks, & More – July 2026](https://smolfortune.com/free-food-drinks-more-july-2026/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are July 2026’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below […] - [Free Food, Drinks, & More – June 2026](https://smolfortune.com/free-food-drinks-more-june-2026/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are June 2026’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below […] - [Free Food, Drinks, & More – May 2026](https://smolfortune.com/free-food-drinks-more-may-2026/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are May 2026’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below […] - [Free Food, Drinks, & More – April 2026](https://smolfortune.com/free-food-drinks-more-april-2026/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are April 2026’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below […] - [Let's Talk Federal Income Tax Brackets](https://smolfortune.com/lets-talk-federal-income-tax-brackets/): Photo by Kelly Sikkema on Unsplash In case you hear a faint whimpering noise in the distance, that’s the sound of a neoliberal who has just sensed the word “taxes” in the air. Sure, getting dollar bills plucked from your overworked to the point of barely functioning fingers feels painful, but when you remember that money is supposed to be a medium of exchange for goods and services, it seems the agony experienced may be from the lack of return on the forced income trim, not the cash cut itself. Taxes pay for schools, school lunches, libraries, roads, scientific research, Medicare, Medicaid, Social […] - [Free Food, Drinks, & More – March 2026](https://smolfortune.com/free-food-drinks-more-march-2026/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are March 2026’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below […] - [Free Food, Drinks, & More – February 2026](https://smolfortune.com/free-food-drinks-more-february-2026/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are February 2026’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below […] - [An Ode to Public Transportation](https://smolfortune.com/an-ode-to-public-transportation/): Photo by Jed Dela Cruz on Unsplash Prepare yourself, I‘m about to begin with one of the top 5 most annoying openers to any sentence, “when I studied abroad…”  When I studied abroad in Madrid, one of the things that stuck out most to me was the “top 40-esque” music played. To a 20-year-old student intaking life outside of the U.S. for the first time, my surroundings were fresh and unknown, but the soundtrack paired with them was outdated and familiar. Rihanna’s “S&M” (released nine months prior to my arrival) regularly bellowed from storefronts and Katy Perry’s “I Kissed A […] - [Free Food, Drinks, & More – January 2026](https://smolfortune.com/free-food-drinks-more-january-2026/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are January 2026’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below […] - [My Favorite Purchases of 2025](https://smolfortune.com/my-favorite-purchases-of-2025/): Photo by Hc Digital on Unsplash I work to live (rather than live to work), so as I reflect on 2025, it seems fitting to acknowledge a few of my favorite purchases provided by said (patriarchally perpetuated) time-money exchange. Can you feel my discomfort as I recognize the ways I partake and benefit from the systems I hate? HAPPY NEW YEAR!!!! Cheers to upholding everyone’s anti-consumerism and anti-capitalist cores! Criss Angel MINDFREAK Photo by Smol Fortune – I know this photo is terrible, but I maintain it represents the chaotic pixelated vibes of MINDFREAK, not my poor photography skills Price: […] - [Free Food, Drinks, & More – December 2025](https://smolfortune.com/free-food-drinks-more-december-2025/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are December’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [Free Food, Drinks, & More – November 2025](https://smolfortune.com/free-food-drinks-more-november-2025/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are November’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [Free Food, Drinks, & More – October 2025](https://smolfortune.com/free-food-drinks-more-october-2025/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are October’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [Free Food, Drinks, & More – September 2025](https://smolfortune.com/free-food-drinks-more-september-2025/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are September’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [Free Food, Drinks, & More – August 2025](https://smolfortune.com/free-food-drinks-more-august-2025/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I usually (I’m finally getting back to it) release a compilation of free food (along with drinks and other items) each month – here are August’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also […] - [Unpopular Opinion: You Are Never Going to Be Rich](https://smolfortune.com/unpopular-opinion-you-are-never-going-to-be-rich/): Photo by David Suarez on Unsplash I know, I’m silent on the writing front for six months and then come back to tell you that you’re never going to be rich. Long story short, I was dealing with the U.S. medical system and being a caregiver. It felt like I aged forty years in two months and while that may have been the reason for my absence, it’s not what sparked the disgruntled old man energy coming at you now. That gaseous cloud is thanks to an aged blend of reality, wealth inequality, and statistics. Let’s! Dive! In! What is […] - [Free Food, Drinks, & More – December 2024](https://smolfortune.com/free-food-drinks-more-december-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are December’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [How to Feast for Cheap](https://smolfortune.com/how-to-feast-for-cheap/): Photo by Jude Infantini on Unsplash It’s December now, which means we made it through November — a month with the emotional impact of a disastrous decade while vanishing at the speed of an exhaustive week. Congratulations on surviving and continuing to do so. Here are some videos of various animals noshing on watermelon to celebrate! Turtle Hedgehog Dog Rabbit Bear Perhaps these critters have also reminded you of the joy of eating and how wonderful it is to indulge in delicious food, especially when it doesn’t break your wallet. Luckily, the app inKind allows you to do exactly that. inKind shows you restaurants in your area (that […] - [Free Food, Drinks, & More – November 2024](https://smolfortune.com/free-food-drinks-more-november-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are November’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [Free Coffee During the World Series](https://smolfortune.com/free-coffee-during-the-world-series/): Photo by Brigitte Thom Today is game 3 of the World Series which means everyone is asking the same question, “Where is my free custom bistro beverage whose essence encapsulates baseball?” To console fans who have been forced to watch two of the most unlikeable teams in the MLB™ square off for the title of “champion,” Capital One is offering a free handcrafted beverage from their Capital One Café locations every game day during the 2024 World Series™. In order to get a free coffee, tea, or other preferred café drink, visit the link here and enter your information (phone […] - [Free Food, Drinks, & More – October 2024](https://smolfortune.com/free-food-drinks-more-october-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are October’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [4 Bank Accounts With At Least 4.50% APY](https://smolfortune.com/4-bank-accounts-with-at-least-4-50-apy/): Photo by Didssph on Unsplash Every time you deposit money into a bank, you are helping the bank profit. Yes, you are literally providing them with funds, but they are then taking those funds, lending them to others, and earning interest on them. The bank does not store all of its account holders’ money as always available cash reserves.  Because of this, the Federal Deposit Insurance Corporation (FDIC) insures $250,000 per depositor, per insured bank, for each account ownership category (you can read what those categories are here).  This FDIC insurance provides protection for the worst case scenario of a […] - [Free Food, Drinks, & More – September 2024](https://smolfortune.com/free-food-drinks-more-september-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are September’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [There is Such Thing as “Enough Money”](https://smolfortune.com/there-is-such-thing-as-enough-money/): Photo by Smol Fortune The concept of having “enough money,” is often thought of as something that is entirely dependent on personal circumstances.  Whether determining if you have enough funds to retire, buy a house, pay your bills, or do whatever else it is that’s bringing about the question of if you have the means to do so, the conclusion generally hinges on your income, savings, and monetary decisions. Having “enough money,” however, is influenced by more than just individual choices.  Even though people have different lifestyles and incur different costs, everyone has fairly similar if not the same basic […] - [Free Food, Drinks, & More – August 2024](https://smolfortune.com/free-food-drinks-more-august-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are August’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [I Got an Annual Credit Card Fee Waived — Here’s How](https://smolfortune.com/i-got-an-annual-credit-card-fee-waived-heres-how/): Photo by Evelyn Semenyuk on Unsplash I cannot stand when a credit card has an annual fee. Credit card companies are already raking in the dough via interchange fees they impose on businesses in order to process any card transactions along with the outrageously high interest rates they charge cardholders. They have the nerve to tack on a yearly fee for the “privilege” of using their flimsy little debt-makers? I don’t think so. When I saw that one of my credit cards was approaching its annual fee due date (i.e. the end of its “no annual fee for the first year” deal), I […] - [I’m Paying Rent With a Credit Card — Here’s Why](https://smolfortune.com/im-paying-rent-with-a-credit-card-heres-why/): Photo by Lachlan Gowen on Unsplash I live in Los Angeles. Like most cities, the cost of housing is outrageous, so I am grateful to reside in an apartment I like, can afford, and even includes a small patio whose positioning allows fellow citizens a place to leave what are either pieces of peanuts or teeth.  With rent being my biggest expense, I found it frustrating that it wasn’t something I could use to build credit or gain rewards from by paying with a credit card, that is, until I learned of the Bilt World Elite Mastercard®.* The Bilt World […] - [Free Food, Drinks, & More – July 2024](https://smolfortune.com/free-food-drinks-more-july-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are July’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [Free Food, Drinks, & More – June 2024](https://smolfortune.com/free-food-drinks-more-june-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are June’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [Money Lessons From the Movie "Ghost"](https://smolfortune.com/money-lessons-from-the-movie-ghost/): Photo by Smol Fortune In case you haven’t seen the epic, erotic, and entertaining cinematic masterpiece that is Ghost, consider this your * SPOILER ALERT. * This article is about to delve into the film’s many monetary teachings while also blatantly discussing its plot points, right…. now. Ghost centers around Sam, an investment banker and eventual roaming spirit thanks to his supposed best friend and fellow investment banker, Carl.  Carl is laundering money for drug dealers. In order to send them $3,920,000 (as we learn that $80,000 of the four million dollar heap he’s trying to move is his payment for doing so), he […] - [Free Food, Drinks, & More – May 2024](https://smolfortune.com/free-food-drinks-more-may-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are May’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [The Phrase “Pull Yourself Up By Your Bootstraps” is Bullshit](https://smolfortune.com/the-phrase-pull-yourself-up-by-your-bootstraps-is-bullshit/): Photo by Smol Fortune Meet John Lewis Thunderheart, the beautiful boy pictured above whose massive size is most likely due to the giant gentle soul inside of him. (You can click here to see his adorable bond with a dog named Sky along with other heart-warming photos and videos of his activities). What comes out of Mr. Thunderheart, however, are steaming piles of crap or what some may call, representations of the phrase “pull yourself up by your bootstraps.” The expression originated to convey when something was an impossible, preposterous task, but has evolved into the idea that the ability to change one’s […] - [Free Food, Drinks, & More – April 2024](https://smolfortune.com/free-food-drinks-more-april-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are April’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [Free Food, Drinks, & More – March 2024](https://smolfortune.com/free-food-drinks-more-march-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are March’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one free) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are […] - [How to Turn 15 Days Off into 43 Days Off](https://smolfortune.com/how-to-turn-15-days-off-into-43-days-off/): Photo by ModCatShop on Unsplash For those whose workplaces are closed on federal holidays, the dreaded three-month dead zone has arrived. The long weekend for President’s Day is in the past, and the next holiday isn’t until Memorial Day strolls in at the end of May. Perhaps you’re wondering where you might find a magic clock that speeds up time. Maybe you’re thinking, “Eat me. I don’t get paid time off (aka PTO), so if I don’t have work, I don’t get paid.” All of those thoughts are reasonable, and the fact that not all workplaces are mandated to provide paid time off […] - [Free Food, Drinks, & More – February 2024](https://smolfortune.com/free-food-drinks-more-february-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are February’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are via […] - [Capital One is Giving SavorOne and Quicksilver Cardholders Complimentary Uber Benefits](https://smolfortune.com/capital-one-is-giving-savorone-and-quicksilver-cardholders-complimentary-uber-benefits/): Photo by Austin Distel on Unsplash Digging through the plethora of perks available from credit cards and their many iterations can be a boring, tiresome drag, so here’s a brief memo on a current deal from a single credit card company. (Yay, way more fun!) Capital One customers with Savor, SavorOne, SavorOne Rewards for Students, and Quicksilver Rewards for Students credit cards get 10% cash back on purchases with Uber and Uber Eats and receive a complimentary Uber One membership (i.e., 10% off eligible Uber Eats deliveries and pickup, $0 delivery fee, 5% off grocery orders, and “member pricing” on Uber rides) through November 14, 2024. Capital One is providing Quicksilver, QuicksilverOne, and Quicksilver Secured cardholders up to […] - [Free Food, Drinks, & More - January 2024](https://smolfortune.com/free-food-drinks-more-january-2024/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are January’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are via […] - [Free Transportation Deals for New Year's Eve](https://smolfortune.com/free-transportation-deals-for-new-years-eve/): Photo by Myriam Zilles on Unsplash Happy New Year’s Eve!  As you prepare to ring in 2024, safe transportation is an essential element of every party plan. Fortunately, there are businesses and governments aiming to make it easy. In addition to numerous cities making their public transit free for the night and following morning (check your city’s public transit site to see if they’re one of them), here’s some of the low or no-cost ride deals going on throughout the U.S. during New Year’s Eve and New Year’s Day. Note that each of the below programs have their own requirements to participate, so visit the […] - [Free Food Deals – December 2023](https://smolfortune.com/free-food-deals-december-2023/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are December’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are via […] - [Free Food Deals - November 2023](https://smolfortune.com/free-food-deals-november-2023/): Photo by Smol Fortune If “free food” is your middle name, then this is the page for you! I release a compilation of free food (along with drinks and other items) each month – here are November’s deals. Most of these rebates have a limit on how many people can redeem them, so if you encounter that any of the below are no longer available or have evolved into BOGO (buy one, get one) or partially discounted deals, please let me know using my contact form and I’ll update the list accordingly. Also note that many of the below are via […] - [How Much Money Have You Earned in Your Lifetime?](https://smolfortune.com/how-much-money-have-you-earned-in-your-lifetime/): Photo by Morgan Housel on Unsplash Considering the large amounts of time, focus, energy, and our overall lives that are spent working, (ideally, in exchange for money), it seems as though there would be accessible knowledge of its cumulative financial return… Turns out there is and it’s via the Social Security Administration website. For those who are curious and have a U.S. Social Security number, you can see your earnings history by using the My Social Security tool. In addition to providing information about social security benefits and services, it allows you to see how much money you’ve made each year based on earnings that have […] - [The Key to More is Less](https://smolfortune.com/the-key-to-more-is-less/): Photo by Jeremy Bishop on Unsplash Stuff, stuff, and more stuff — the reason we’re focused on making money in the first place is so we can spend as much of it as possible, right? Wrong. (But you already knew that). Unless you are actively putting your earnings toward building wealth, they’re not doing so, which raises the question: are finances dependent on how much more you earn or how much less you spend of your earnings? Below are three ways that focusing on “less” gives you “more.” Less goods Even though consumerism and consumption is pushed at us constantly, it’s important to […] - [What Is A Living Wage In The U.S.?](https://smolfortune.com/what-is-a-living-wage-in-the-u-s/): Photo by Kenny Eliason on Unsplash According to the Oxford Advanced American Dictionary, “minimum wage” is, “the lowest wage that an employer is allowed to pay by law.” In other words, minimum wage is not the equivalent of a living wage, and as anyone who has earned anything remotely close to it can attest, minimum wage is more often than not, hardly enough to survive on. So… how are you supposed to figure out how much money you need to make in order to live comfortably in the United States? Enter: the Massachusetts Institute of Technology Living Wage Calculator, (a tool I discovered thanks to an […] - [Why Do We Work?](https://smolfortune.com/why-do-we-work/): Photo by Cookie the Pom on Unsplash If you were informed you had two weeks left to live, it’s doubtful that your first response would be, “I want to spend as much of my remaining time as possible at work.” According to the book, Happiness at Work: Maximizing Your Psychological Capital for Success by Jessica Pryce-Jones, during the course of a lifetime, the average person, (i.e. someone working from age 20 to 65, who takes three weeks of holiday a year and works 40 hours per week), will spend at least 90,000 hours at work. That’s a lot of time; so much time, that you […] - [5 Ways Sustainability Saves Money](https://smolfortune.com/5-ways-sustainability-saves-money/): Photo by Vitaly Taranov on Unsplash When it comes to shopping sustainably, it can be frustrating to see that more responsibly sourced and made products are pricier than the “regular” options. It can lead to the feeling that sustainable items are out of reach and only for those in certain tax brackets. Don’t get me wrong, it’s hard to find affordable eco-friendly toilet paper, but by expanding “sustainability” to not only include the products you shop for, but also how, when, where, and why you shop, you’ll find that it’s accessible and better for your wallet than the supposedly cheaper options. Below are […] - [How To Lower Your Bills in as Little Time as Possible](https://smolfortune.com/how-to-lower-your-bills-in-as-little-time-as-possible/): Photo by NORTHFOLK on Unsplash “I hope I get to wait on hold for two hours in an attempt to speak to one of my service providers tonight,” said no one ever. If only there were a quick and easy way to lower your bills… There is! Trim is an online bill negotiation tool for telephone, wireless, cable, satellite radio, and internet bills. Simply go to asktrim.com, upload your bill, and they’ll negotiate it on your behalf. If your bill is successfully lowered, you’ll be charged 15% of the total first year of savings. If they do not lower the bill, there is no charge. […] - [4 Steps That Have Helped Me Build Wealth](https://smolfortune.com/4-steps-that-have-helped-me-build-wealth/): Photo by Katie Harp on Unsplash Whether intended or unintended, many of our actions impact our wallets. Because of this, I decided to take a moment and reflect upon which elements of my life have effected my net worth for the better. Below are the four steps that have made or saved me the most money (excluding having steady stream[s] of income): Living with roommates The money-saving aspect of this move is fairly self-explanatory — sharing housing costs is cheaper than paying all of it yourself. Not only are you diminishing the often high cost of keeping a roof over your head, you […] - [I Bought $28.46 Worth of Groceries For $3.74 — Here’s How](https://smolfortune.com/i-bought-28-46-worth-of-groceries-for-3-74-heres-how/): Photo by Towfiqu barbhuiya on Unsplash Before I get into things, I’d like to start by fully admitting that I am calculated and strategic when it comes to buying groceries. When visiting any food supplier, I ensure that I’ve clipped and am equipped with all necessary coupons and rebates prior to checkout. This specific case study/how-to guide was achieved by these same measures. They’re not sexy and do require time, but the more you incorporate them into your own practices, the faster you’ll become at them and find what works best for you. Now, on to the details of my 87% savings. It […] - [How To Close A Credit Card Without Damaging Your Credit Score](https://smolfortune.com/how-to-close-a-credit-card-without-damaging-your-credit-score/): Photo by Lidya Nada on Unsplash The year was 2019. I had a three-week international trip (hell yeah) in the works and determined that I should also have a credit card in my wallet for the occasion. With this, I settled on a promising travel-focused card which shall remain unnamed — no foreign transaction fees, an opening bonus that I would achieve through my trip costs, TSA PreCheck, an annual fee waived for the first year, plus I could earn two miles per dollar on every purchase — this was the one for me. Cut to 2022. I was paying an annual fee […] - [5 Free Treasures At Your Local Library](https://smolfortune.com/5-free-treasures-at-your-local-library/): Photo by Ashin K Suresh on Unsplash Happy New Year! With the often high-spending period of the December holidays behind us, I decided to focus on the universe of “free,” specifically the planet known as, “your local library.” Public libraries are supremely underrated. Not only do they and the hard-working librarians at them supply a wide array of information, knowledge, and educational materials, they ensure that everyone has access to it. (Public libraries are funded by tax dollars, so are an idyllic reminder that taxes make vital services attainable when put back into the community). Thanks to libraries, there is a treasure trove […] - [What is Financial Independence, Retire Early (FIRE)?](https://smolfortune.com/what-is-financial-independence-retire-early-fire/): Photo by Stephanie McCabe on Unsplash In adding to my list of topics to write about, many included reference to the concept of FIRE, so I figured I should dedicate an article that goes into explaining what it is. FIRE stands for “Financial Independence, Retire Early.” It’s the idea of building enough wealth to no longer be dependent on a job and ditch waiting to retire at the so-called “traditional” age of sixty-five. Like Outback Steakhouse, FIRE embraces a, “no rules, just right” mindset. When it comes to the accumulation of funds and “Financial Independence,” spending less while saving and investing more is […] - [4 Ways to Instantly Save Money on Groceries](https://smolfortune.com/4-ways-to-instantly-save-money-on-groceries/): Photo by gemma on Unsplash When it comes to the rising cost of groceries, it’s a hard and unavoidable pill to swallow seeing as the money-saving technique of “I don’t need food to survive” is not an option. It sucks (especially because the profits from those inflated prices are rarely put back into the people making the food/products, figuring out ways to source their ingredients more sustainably, more ethically, grow or package them more responsibly, but I digress 🙃). You have to buy groceries, so here’s four ways to do so more affordably. Join your grocery retailer’s loyalty program If you’re buying groceries […] - [I Got 4 Free Stocks With These 3 Apps](https://smolfortune.com/i-got-4-free-stocks-with-these-3-apps/): Photo by Isaac Smith on Unsplash I’ll be honest, I can’t say I’m a fan of putting money into individual stocks (I prefer the diversification of ETFs and mutual funds for my investment portfolio), but when individual stocks are being handed to you for free, you snatch them up. Full disclosure, all of the links to the apps below are my referral links. None of this is an endorsement of any of the below apps. It’s how to claim free stocks and that’s it. I’ll also add the reminder that investing tends to work best when you’re in it for the long haul. […] - [The 5 Best Cash Back Credit Cards 💳](https://smolfortune.com/the-5-best-cash-back-credit-cards-%f0%9f%92%b3/): Photo by Vardan Papikyan on Unsplash For any articles about credit cards, I feel that I need the disclaimer/reminder that credit cards are not your friend, they are your frenemy. In order to make as much money off of you as possible, credit cards buddy up with you to encourage you to use them irresponsibly, overspend, and not pay them off on time or in full. Do not do this. Swipe mindfully, with caution, and pay them off to ensure credit cards work in your favor rather than lead to your financial demise. Now, on to the credit cards that can provide you as much cash […] - [I Paid $3.99 for $17.00 Worth of Food and So Can You](https://smolfortune.com/i-paid-3-99-for-17-00-worth-of-food-and-so-can-you/): Photo by Smol Fortune High-priced food? Bad. Food waste? Also bad. Solutions that work to eliminate both? Good! Too Good To Go is an app that provides consumers the opportunity to buy unsold food from restaurants and stores at discounted costs. The app is free and lets you set your location so that you can see which retailers in your area are offering “surprise bags” of goodies. It also allows you to filter results based on the category of the “surprise bag” (meals, bread & pastries, groceries, and other), dietary preferences, and the time frame of when the bag must be […] - [5 Ways To Get Therapy Even If You Have No Money](https://smolfortune.com/5-ways-to-get-therapy-even-if-you-have-no-money/): Photo by Edward Howell on Unsplash While this article was on my list of “posts to write,” I can’t pretend its moving up in the queue wasn’t sparked by Megan Thee Stallion’s recent creation of the website Bad Bitches Have Bad Days Too, a list of mental health resources that include helplines for the LGBTQIA+ community and organizations dedicated to mental health care and wellness for the Black community. Megan is POWERFUL (not that we didn’t know this already). I still remember seeing a video of her on Instagram a while back in which she was doing squats and giving her friend a piggyback […] - [3 Principles to Help You Conquer Debt](https://smolfortune.com/3-principles-to-help-you-conquer-debt/): Photo by Timon Studler on Unsplash Debt can be daunting. Debt can be haunting. Debt can taunting! But debt can be conquered. 💪 While getting rid of debt is not an overnight process, it is achievable. When you’re ready to create a plan to pay off your debt, it’s made easier by reminding yourself of three simple principles: 1. Math is your friend Math wants you to defeat your debt. It’s there to tell you exactly what debt is trampling you into the red and which is more like a light kick toward it. It’s there to show you the significance of unsubsidized […] - [Looking For a High Interest Savings Account? Here’s How To Find The Best One For You](https://smolfortune.com/looking-for-a-high-interest-savings-account-heres-how-to-find-the-best-one-for-you/): Photo by micheile dot com on Unsplash You’re in the market for a savings account — hooray! Way to compile that cash! As you pat yourself on the back and admire the glimmering sunrise of your financial future, it’s only fair that your well-deserved money pile is placed into a federally insured garden that will help it grow into a big fat money stack! (I knowwww, investing wisely is the miracle-grow for money, but damnit, you might as well make sure that everywhere your money lives [checking, savings, retirement accounts, etc…] is as beneficial to you as possible. Investing is also not something […] - [3 Easy Ways to Donate to Causes You Care About Without Extra Time or Money](https://smolfortune.com/3-easy-ways-to-donate-to-causes-you-care-about-without-extra-time-or-money/): Photo by Markus Winkler on Unsplash Living in late-stage capitalism, it can be difficult to match your money with your values, let alone have any extra cash to put toward organizations or causes you wish to support. On top of this, there’s the fear that power is only in the hands of the wealthy and charity exacerbates this issue by cementing money instead of systemic change as a problem solver. [insert tired exhaustion] We’re doomed!!! …Or are we? Are there ways to support causes you care about without making more time or money magically appear at your fingertips? There are! (Yes, I realize […] - [The Best Bank Account Bonuses and Where to Find Them](https://smolfortune.com/the-best-bank-account-bonuses-and-where-to-find-them/): Photo by Frugal Flyer on Unsplash When it comes to opening a bank account, you might as well get a cash reward for doing so, because, well, they’re there, so… why not? The site I rely on most for an updated list of available bank account bonuses is Doctor of Credit. (They also compile the best credit card sign up bonuses, but that’ll be an eventual post of its own). Their list of bank account bonuses includes links directly to the offers as well as in-depth posts detailing their terms, eligibility requirements, and other important information. The site also allows for comments from users, so you […] - [A Review of Swagbucks and How to Make the Most Money From It](https://smolfortune.com/a-review-of-swagbucks-and-how-to-make-the-most-money-from-it/): Photo by Giorgio Trovato on Unsplash Long story short, I like Swagbucks. I’d recommend it to others (using my fancy referral code here) and was able to make over 60,000 swagbucks (i.e. $600) in the first three months of signing up. Long story medium-length, Swagbucks is an online reward-earning program that gamifies taking surveys, uploading receipts, signing up for apps, shopping, playing games, and completing other various online activities. I’ll admit, the first thing I googled when learning of it was “is Swagbucks legit?” Since using Swagbucks requires you to disable your ad blocker (so it can feast on your yummy, yummy data) and […] ## Pages - [Essays](https://smolfortune.com/articles/essays/): Let's Talk Federal Income Tax Brackets An Ode to Public Transportation My Favorite Purchases of 2025 Unpopular Opinion: You Are Never Going to Be Rich How to Feast for Cheap Free Coffee During the World Series 4 Bank Accounts With At Least 4.50% APY There is Such Thing as “Enough Money” I Got an Annual Credit Card Fee Waived — Here’s How I’m Paying Rent With a Credit Card — Here’s Why Money Lessons From the Movie "Ghost" The Phrase “Pull Yourself Up By Your Bootstraps” is Bullshit How to Turn 15 Days Off into 43 Days Off Capital One is Giving SavorOne and Quicksilver […] - [Monthly Freebies](https://smolfortune.com/articles/monthly-freebies/): Free Food, Drinks, & More – August 2026 Free Food, Drinks, & More – July 2026 Free Food, Drinks, & More – June 2026 Free Food, Drinks, & More – May 2026 Free Food, Drinks, & More – April 2026 Let's Talk Federal Income Tax Brackets Free Food, Drinks, & More – March 2026 Free Food, Drinks, & More – February 2026 An Ode to Public Transportation Free Food, Drinks, & More – January 2026 My Favorite Purchases of 2025 Free Food, Drinks, & More – December 2025 Free Food, Drinks, & More – November 2025 Free Food, Drinks, & […] - [Privacy Policy](https://smolfortune.com/privacy-policy/): Privacy Policy Last updated: October 06, 2023 This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You. We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy. This Privacy Policy has been created with the help of the Privacy Policy Generator. Interpretation and Definitions Interpretation The words of which the initial letter is capitalized have meanings […] - [Freebies](https://smolfortune.com/freebies/): Jump to Category Free Stocks Cash Back Programs Bank Bonuses Free Food Free Workout Classes Lower Your Bills Discounts on Sustainable Products Discounts on Transportation in Los Angeles Free Stocks Webull Get up to 12 free shares when you sign up and deposit any amount Robinhood Free fractional share upon sign up (no deposit required) SoFi Get $25 worth of stock with a minimum $10 deposit Wealthfront First $5,000 of investments managed for free Plynk Get a $10 signup bonus and Plynk will double your $25+ deposit (up to $75) Public Get a free fractional share with minimum $20 deposit […] - [Blog](https://smolfortune.com/articles/): Free Food, Drinks, & More – August 2026 Free Food, Drinks, & More – July 2026 Free Food, Drinks, & More – June 2026 Free Food, Drinks, & More – May 2026 Free Food, Drinks, & More – April 2026 Let's Talk Federal Income Tax Brackets Free Food, Drinks, & More – March 2026 Free Food, Drinks, & More – February 2026 An Ode to Public Transportation Free Food, Drinks, & More – January 2026 My Favorite Purchases of 2025 Free Food, Drinks, & More – December 2025 Free Food, Drinks, & More – November 2025 Free Food, Drinks, & […] - [Contact](https://smolfortune.com/contact/): Contact - [About](https://smolfortune.com/about/): Hello! I’m Lara, a mega-saver and sparse spender. I have a raccoon-like penchant of scavenging for deals and have put way too much time into ensuring my expenses range from free to “I have a coupon for that,” so I want to share everything I’ve found about reducing expenses and building wealth in an accessible, educational, and timesaving place. Money is stressful because our lives and survival are dependent on it. My aim is to reduce that pressure and help you feel empowered and secure in your financial safety; to reshape thoughts and feelings about money into those of something […] [comment]: # (Generated by Hostinger Tools Plugin)